What does Fungiblecorp Inc. do with your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and checking account information
- Account balances and payment history
- Credit history and transaction or loss history
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Fungiblecorp Inc. chooses to share; and whether you can limit this sharing.
For our everyday business purposes
Fungiblecorp Inc. shares your information to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes
Fungiblecorp Inc. shares your information to offer our products and services to you.
We will NOT share your information with our joint marketing companies or affiliates
Fungiblecorp Inc. will not share your information for joint marketing with other financial companies, for our affliates’ everyday business purposes such as information about your transactions and experiences, for our affliates’ everyday business purposes such as information about your creditworthiness, or for non-affliates to market to you.
How does Fungiblecorp Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Fungiblecorp Inc. collect my personal information?
We collect your personal information, for example, when you:
- Open an account or provide account information
- Pay your bills or apply for a loan
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Companies related by common ownership or control. They can be financial and non-financial companies.
Fungiblecorp Inc. & Trust does not have affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Fungiblecorp Inc. & Trust does not share with nonaffiliates so they can market to you. Fungiblecorp Inc. & Trust does employ Cenlar, a third party service provider, for mortgage loan servicing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.